*No Deposit and No payments for 3 months finance is available on new, demonstrator and pre-owned vehicles less than 10 years old, owned by the dealership and in stock. Max 60-month term, principal, and interest loans only, and loans with balloon payments are not applicable. The 3 month deferred payment period is not interest-free. Interest will accrue on the principal amount and fees. Overall Interest costs will be higher as a result when compared to non-deferred loans. Subject to Heartland Bank Limited responsible lending criteria, terms, conditions, and fees apply, including an establishment fee of $130, a Dealer Fee of $150 and a PPSR fee of $7.39. Offer valid until January 31st, 2025. Armstrong’s Finance and Heartland Bank reserve the right to vary, withdraw or extend this offer.