Financing and leasing deals are not all created equal. At Armstrong’s, you won’t just get competitive rates thanks to our group buying power, but terms to ideally suit your situation. That’s because we take the time to understand your goals and needs, so we can design a solution that best fits you, such as zero deposit finance, deferred repayments or guaranteed future value packages.
A credit agreement with Armstrong’s Finance enables you to place a deposit towards the purchase, either as cash or by using the equity in your current vehicle as a trade-in.
Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract (dependant on individual circumstance). This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.
Whether it’s financing or refinancing your existing agreement, our expert team of Armstrong’s Business Managers are here help
Armstrong’s Finance is provided by Heartland Bank Ltd. Heartland’s responsible lending criteria, fees, terms and conditions apply. The weekly repayments have been calculated at the estimated annual interest rate above. The annual interest rate available to you will depend on your personal circumstances, taking into account your income, financial commitments and credit history (and may be either higher or lower than the estimated rate). To better understand the rate that you qualify for, get in touch with one of our local Armstrong’s finance managers here.
Armstrong’s are committed to the Credit Contracts & Consumer Finance Act (CCCFA) and the Responsible Lending Code. Armstrong’s operate under an “information only” model meaning that we provide information about the facts and features of a product only. We are allowed to assist consumer borrowers in order to comply with our lender responsibilities (we have a number of obligations including to perform affordability and suitability assessments in relation to any proposed lending to help consumer customers make an informed decision about whether or not to enter into a loan contract), however, Armstrong’s staff do not provide regulated financial advice in relation to loans or insurance. Please speak with one of our Finance and Insurance team for specific information including criteria, terms and conditions. More information can be downloaded here.
Our interest rates range from 8.45% p.a. to 15.45% p.a and are fixed for the full period of the loan (unless as amended pursuant to the loan agreement). The rate charged will depend on your personal circumstances, taking into account your income, financial commitments and credit history. To better understand the rate that you qualify for, give our friendly team a call (our contact telephone numbers are listed on our dealership pages for a dealership closest to you).
Armstrong’s Finance provided by trusted financial lender Heartland Bank.
A full list of fees and the Heartland Consumer Loan and Security Agreement can be downloaded here.